recent crash. new k frame pricing help.

[bensale]

you guys scared him off the forum

You helped... Sorry about coming on too strong mate, just trying to help.

[grump]

you still don't get it Yakob, speed was the problem, taking any roundabout in the wet or dry at 60 kph is not a safe way to drive

[sliq]

wet or oily, it doesn't take away the fact that you should change your driving style..

when i first got my 5 yakob, i had shitty tyres too.. every time i went around a round about, i would start to lose traction.. that was even going at a slow pace.. you can't just drive for the moment, you have to look over the horizon and ask yourself what can go wrong.

[Jeo]

Wow...

Um, ok, trying to explain this in a different way. How aesthetically pleasant is your car going to be when you hit something you can't afford to fix? How much disposable income to spend on aesthetics, do you think you'll have once you break the bumper off anything more expensive than a falcodore?

You say that you admit your priorities are wrong yet don't act like that. Hell, you flat out said

im more excited by aesthetics than i am by necessities.

so you obviously don't actually believe your priorities are wrong.

For most things on this forum, when people disagree with others it’s over trivial things like colour/wheel selection/ac removal/etc, and for stuff like that I'm happy to let others live with their beliefs. But this shouldn't be a joking matter mate.

I'm 21 and just like yourself, I worked hard, earned my own money and bought my own (awesome) car. It was (and still is) the single greatest possession I've ever owned. The very first day I bought it, I drove home and then rang a bunch of insurance companies. It was insured that day and I can't imagine doing it any other way. Yes it was a lot of money, but compared to what it could have been if something went wrong, it was miniscule. I now pay less than $100 a month for full comprehensive. If you can't afford that, how the hell did you buy your MX5 in the first place?

I can kinda see where you’re coming from in that insurance isn't fun and wheels are, but seriously, insurance isn't meant to be fun. It’s designed to stop significantly less fun further down the track.

*not the point but fyi*
I was originally with Just Car as they were the only ones that would actually insure me (imported sports car with an engine conversion and a 20yr old male driver? no thanks...), but after talking to a Shannons rep at a car show, they invited me to their office during the week. A few days later and I was paying a smaller annual fee and a smaller excess with Shannons for full comp, than I was paying for third party with Just Car.
end *not the point but fyi*

And a rant on the 'shitty tyres' bit. I always ran with 'drive to the conditions' school of thought. If it's raining, slow down. If its oily, slow down. If you have shitty tyres, slow down. If all 3 happen at once, SLOW DOWN. If you got understeer, you were going to fast for the conditions.


edit - spelling

[stevesports]

i don't want to sound rude or intrusive, but i am curious as to why you think insurance is second priority to new wheels and tyres?

I dont think, i know its more important, but just like any 18 year old im more excited by asthetics than i am by neccesities.

I think a major factor why the people on this forum are so upset about this behaviour is due to the arrogance of not having insurance. By not having at least third party insurance, you are implying that your car/property is more important than others.

Imagine your scenario, except that this time you hit someone else's car. Lets also assume that they are also another person who worked really hard, just like you (i presume) for your car. They have just bought the brand new car and is very proud of it! All of a sudden, you hit them and destroy the thing (very possible at speeds of 60km/h).

By not having insurance, you've basically told the person in the scenario i pointed out before 'bad luck. I just wrote off your car that you worked X number of years for. Now there is no way for you to be compensated monetarily for it'. Now imagine that happening to you. Sucks doesn't it? I mean you don't want to use up X years of your life to gather the funds for the car, just to have someone destroy your pride and joy.

I'm not here to lecture you or scold you in any way, but rather to give you another perspective of the matter that you may or may not have considered. I'm hoping that you take this information into consideration next time you think about purchasing insurance.

[Blue94t]

Thanks mate, look ill keep that in mind next time when my front tires understeer in oily conditions, yes, not wet, oily, and ill try to be less of a shitty driver. For your information, i had bad front tires and no money to replace them, it wasnt my fault, my car understeered.

You know what, you have no clue so dont give your input because you just make yourself look like a fool.

Mate I never said you where a shitty driver. It still stands that you hadn't judged the conditions properly, including your wet shoes, that is why you had your stack. We all make mistakes, we learn from being man enough to admit them.
I used to drive like an idiot when I got my license, long enough ago now that you where probably just starting primary school. I soon learned that the racetrack is a much safer place to learn your and your cars limits.
It is good to hear you and no one else was hurt but knowing you have bad tyres maybe you should slow it down a little on the street.

[Jeo]

Jeo, he's ALREADY admitted that he had his priorities wrong, enough preaching

No sorry, totally don't agree. You can say something as many times as you like, but when you then act differently, you obviously don't believe it. Yakob said that his priorities were wrong, suggesting that he truly believes that insurance is more important than wheels, yet he then still says that aesthetics are more important. He therefore DOES NOT actually believe his previous addition that his priorities are "wrong".

[Fatty]

LOL Yakob, i replied to your other thread saying that Mr Morlock was a cockhead, but clearly you are a cockhead of massive proportions yourself! no insurance!??!?!?! nice one!

[Fatty]

it's very simple. if you can't afford to insure your car, don't drive it on the road. how about YOU get over yourself and your selfish priorities.

[bensale]

I think what everyone is trying to advise you to do is to spend money on insurance (at least the basic 3rd party which should be no more than $400-500) before you spend similar money on a new set of wheels. I personally hope that you do that as while not as much fun is a better move. Its a really really bad idea to drive without insurance, it could end up costing you an obscene amount of money, you must have some money to spend, otherwise you wouldn't be asking around for a set of 16's.

I would also rotate your tyres making sure that you have the best ones on the front (even if they are only slightly better) until you can afford to buy some new ones, or maybe even some 'new' used ones. Until then you are less likely to understeer in slippery conditions. As a matter of interest how long ago was the RWC done if the tyres are that bad? Try to be more smooth as a driver & dont push too hard until you have a better set. Maybe go out and find a quitet industrial estate with wide roads while it is raining to discover the grip limits that you have and to give you a better understanding of what the car will do when provoked. You'll prbebly end up spining but atleast you wont hit anything.

[Pamex]

LOL Yakob, i replied to your other thread saying that Mr Morlock was a cockhead, but clearly you are a cockhead of massive proportions yourself! no insurance!??!?!?! nice one!

You got 1k+ to give me for insurance fatty? How about you get fuc%#@, your not aware of my financial situation so how about you get over yourself.

Mate, if you haven't got the money for insurance then don't drive the car. Simple. Pull your head in and watch the language.

[Pamex]

Third party insurance isn't expensive. I have it on one of my other vehicles.

I spent two months without insurance when I couldn't afford it at one point. I caught public transport, or if too late at night, I had a friend pick me up. Public transport wasn't close, I'm talking about an hour walk each way.

It can be done.

Oh, and as far as I know it is actually illegal to drive a vehicle with no insurance whatsoever.

[bensale]

There is a compulsory insurance that comes with rego, although IIRC that only covers injury.

Its not illegal to drive without any other insurance, just not such a good idea.

[Pamex]

Bensale, fair enough. I thought I'd heard it was along the lines somewhere.

Had a quick squizz on the net, but nothing definite to confirm it. Thanks for that.

I'd hate to think how much I'd still be paying from 'the accident 2007' if I wasn't insured. Let's just say there was an Audi involved. (Their fault actually). It wouldn't be pretty.

[Quicksilver]

In the interest of trying to salvage something constructive from this, is there anyone in Melbourne with a second set of tyres they can help out Yakob with? Might make his car roadworthy at least. Maybe get some insurance quotes for him? Having giving him a hard time all weekend, lets try and give him a hand now huh?