GOOD NEWS!Faith in my insurance restored. I went to the Repairlink today to have my repairs assessed. They were very pleasant to deal with, and within seconds of looking at it the assessor agreed that it wasn't even close to a match.
This image probably gives you a better idea than the ones I originally posted;

The assessor wasn't impressed by the texture and when considering repairs he was worried about how high their cutoff line is.
I showed him the photos that I posted up here showing the general condition of the car when I picked it up and told him that I REALLY did not want my car going back to a SMART repair centre. He jumped in straight away and asked if I had a place in mind - no questions asked. I didn't have somewhere off the top of my head, so he recommended a place in Moorooka (BCM Body Repairs) that has contracts with Mazda Australia and they send all their tricky Mazda repairs there. He said if anybody was going to make it right it was them, and they gave 'fair and reasonable' quotes which was good enough for AAMI.
I also told him about them losing my number plate protectors and he just shook his head. He happily took my receipt and bank details and said I should be reimbursed in the next couple of days. I also said that I was a bit worried because I did not have hire car coverage - the initial repairs you can pay for your own hire car and lodge a claim with the insurance of the person who hit you directly, but I obviously couldn't do that now. He swithered for a second before saying he would organise a hire car free of charge when my car was ready to go in for the repairs!
He emailed me the details of the shop and I headed straight over for a quote. They were also pretty nice. It was a pretty experienced guy doing the quote - he also agreed that it was a poor job and that on top of what we noticed, it looked like a lot of the under guard plastics had clips going into nothing underneath (i.e. they put broken stuff back, just for show) and that he suspected they also damaged my IL Motorsport side markers and glued it in to hide it. He said that since the last job was blended into the door (just before the mirror, from my spying on the initial quote at SMART) they have already filled a lot of the dimples of the stone guard on the door. If we just fixed the guard and did the same thing the act of blending it into the door again would level out the stone guard to almost nothing and make the problem worse. So now instead of a simple quarter panel replacement the entire stone guard on that side of the car has to be stripped off and replaced. There are two upsides of this for me though; firstly I will have guaranteed consistency of the stone guard on that side of the car. Also, for about $100-200 extra out of pocket I can get that whole side of the car repainted which will mean no ugly blend marks in a few years when things start to fade and it will also get rid of the couple of door dings and the petrol drip mark on that side.
So after 3 trips to one repair centre, 1 to the assessment centre and another trip to an independent repairer we are finally getting somewhere!
I am pretty happy now that I am going to get a quality repair, with minimized additional disruption to my life. Perseverance is key.
PSA: SMART Repair Centres (Suncorp / AAMI Customers)Everybody I have ever spoken to has had bad things to say about these centres, and you can obviously see the absolute carelessness they displayed towards my property (and me!) in their treatment of it and the quality of repairs. The body shop I went to this afternoon spends a lot of its time just fixing SMART repairs (as I walked in he said, 'ah, another typical SMART repair'). Upon investigating my vehicle and noting the many flaws in the repair he also remarked that this was one of the best SMART repairs that he has seen (that wasn't sarcastic). He pointed to a 12 month old Mazda 3 hatch behind us that had a door and guard replaced by a SMART centre and he was now carrying out $10k of repairs to make it right again.
But what can you do? I knew all of this before I went in for repairs but I wasn't given a choice. I investigated my PDS at the time and it basically said that you can get your own quotes and wait weeks for external assessment but they will still go to their cheap dodgy place for one too and take the cheapest quote. My assessor basically said that although it will seem like the world is stacked against you, and the people on the phone will try and make you go to SMART over and over again, it is still your choice. He said that no reasonable assessor that worked there would deny a 'fair and reasonable' quote from external shops. You may not get the exact one you want, but avoiding SMART and going to a reputable repairer was always an option if you pushed hard enough.
The other option of course is to get a decent insurance policy with clearly defined choice of repairers. This is easy for most people, but for a 21 year old like myself options can be limited. That said, I'm shopping around!